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Net to gross salary calculator for Spain 2026

Enter the take-home pay you want, per payslip or per year, and see the gross salary it takes to get there and what it would cost the company. Useful for negotiating a salary or putting together an offer knowing what actually reaches the employee.

With 14 payments, a normal payslip, without the extra payment.

If they also live with their other parent, they count by half, as on form 145.

The same one you put on the form 145 you give your employer.

Paid only by the company and set by its activity: 1.50% for office work.

A guide only, not a final figure. For your exact payslip, check with your accountant or employment adviser.

Annual gross needed

€29,995.97

€2,142.57 gross in each of the 14 payments.

Resulting take-home pay
€1,628.50
Cost to the company per year
€39,639.68

What the employee pays

Taken from the gross: social security and income tax withheld.

Gross salary
€29,995.97
Common contingencies4.70%
-€1,409.81
Unemployment1.55%
-€464.94
Vocational training0.10%
-€30.00
Intergenerational equity (MEI)0.15%
-€44.99
Income tax withheld (16.41%)
-€4,922.34
Take-home pay per year€23,123.89

What the company pays

On top of the gross: its share of social security.

Gross salary
€29,995.97
Common contingencies23.60%
€7,079.05
Unemployment5.50%
€1,649.78
Vocational training0.60%
€179.98
Wage guarantee fund (FOGASA)0.20%
€59.99
Intergenerational equity (MEI)0.75%
€224.97
Workplace accidents1.50%
€449.94
Cost to the company per year€39,639.68

Where the company’s cost goes

  • Take-home pay58%
  • Income tax12%
  • Employee social security5%
  • Employer social security24%

Each euro of take-home pay costs the company €1.71. Contribution base: €2,499.66 a month.

An estimate using the 2026 social security bases and rates and the Spanish Tax Agency’s withholding algorithm. It does not apply in the Basque Country or Navarre, which have their own income tax. Withholding is not the final tax: your annual return adjusts it with your region’s scale and your deductions. What you type is calculated in your browser and sent nowhere.

How it works

  • The sum in reverse

    There is no formula to go from net to gross, because the withholding depends on the gross itself. The calculator searches, cent by cent, for the gross that leaves the take-home pay you entered with your situation.

  • Income tax withheld

    Using the Spanish Tax Agency’s 2026 algorithm, as on a payslip: contributions, €2,000 of expenses, the earned income reduction, the withholding scale, the personal and family allowance and the cap for low earners.

  • Cost to the company

    The company’s social security is added to the gross, 30.65% on a permanent contract plus the workplace accident rate, up to the maximum base, with the solidarity contribution above it.

What it leaves out

  • The Basque Country and Navarre, which have their own income tax and their own withholding tables.
  • The final tax on your annual return, with your region’s scale and deductions such as the one of up to €590.89 for earnings under €20,048.45, which is not applied on the payslip.
  • Disability, being 65 or older, dependent parents, geographic mobility, maintenance paid to a former spouse or a home loan from before 2013.
  • The minimum base of your contribution group: if you earn less than it working full time, contributions are paid on the minimum.
  • On a fixed-term contract of under a year, withholding is worked out on what you will earn under that contract, not on a full year.
  • Overtime, variable pay, benefits in kind or hiring incentives.

What an employee costs, explained

The 2026 contribution rates one by one, examples from gross salary to total cost and what never appears on a payslip.

Read the article

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Frequently asked questions

  • By finding the gross that, after social security and income tax withheld, leaves that net. There is no fixed rule: €1,628.50 net a month over 14 payments, with no children, takes about €30,000 gross a year, but the percentage changes with the salary and with your family situation.